SR ACCOUNT OFFICER (With experience in MICRO LENDING OPERATION) for MICROFINANCE INDUSTRY/Salary: 40,000 - 45,000/WEST TRIANGLE, QC
SR ACCOUNT OFFICER (With experience in MICRO LENDING OPERATION) for MICROFINANCE INDUSTRY/Salary: 40,000 - 45,000/WEST TRIANGLE, QC
JOB DESCRIPTION
1. Achieve desired target on client generation, portfolio and portfolio quality based on approved plan.
2. This position performs the following generic functions on SME level:
1.1 Target market assessment/area scanning
1.2 Client generation
1.3 Loan request analysis & evaluation
1.4 Loan processing & documentation
1.5 Loan disbursement
1.6 Loan utilization monitoring & checking
1.7 Loan collection and repayments
1.8 Portfolio at Risk management
1.9 Delinquency handling and resolutions
1.10 Various reports preparation
3. In accordance to EP policies and procedures performs thorough credit and background investigation, credit
and social investigation (CSI), business, financial & cash flow analysis and collateral/property appraisals.
4. Justifies loan approval recommendation to Accounts Supervisor and review team to get approval of loan
application.
5. Facilitates loan release/disbursement by reviewing completeness of submitted requirements, signed
documents by the loan borrower to provide excellence customer service.
6. Prepares materials necessary, after exhausting all possible remedial measures for cases requiring litigation
and acquisition of property or asset mortgage with the organization.
7. Monitors accounts and deepens relationship with EP existing clients.
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8. Maintains and safekeeps of updated client records, collateral documents.
9. Handles and address client queries, complaints and or feedback and report to immediate head for updating
and further action.
10. Participates in policy and systems review and evaluation, submits policy/systems
adjustment/recommendation.
11. Performs other task and functions which may be required of the position by the immediate superior from time
to time.
JOB COMPETENCIES:
1. Understanding of entrepreneurship & business processes
2. Knowledge of marketing financial products and services
3. Analytical skills
4. Communication skills both written and verbal
5. Interpersonal skills
6. Creativity and innovative
JOB QUALIFICATION
(Please indicate the minimum desired qualifications for a satisfactory job performance)
Business graduate with at least 2-3 work experience, preference is given to those with exposure in marketing
financial product, or experience in micro lending operations.
OTHER JOB REQUIREMENTS
JOB BENEFITS
WORK LOCATION
Quezon CityCOMPANY PREVIEW
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Telephone No.
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COMPANY OVERVIEW
Dempsey Resource Management INC. (DEMPSEY) provides an alternative, back-office manpower sourcing, and recruitment services to fill up various job positions in your organization.
Dempsey will provide the Client companies with several candidates for the job position that needs to be filled up free of charge. These candidates will be pre-screened and pre-qualified to determine whether their qualifications and/or competencies match with the requirements set by the Client for the desired job position.
WHY JOIN US?
Dempsey Resource Management Inc. (DEMPSEY) is committed to finding our candidates the right job in the right company. We make a preliminary assessment of the candidates’ qualifications and match them with that of our Clients’ requirements.
DEMPSEY does not charge any fee to our Candidates, whether or not they are successfully hired.
By applying through email, the Applicants’ resumes will automatically be put on our active file. Once we determine that your qualification and/or experience matches that of the Clients’ requirements, we shall endorse you to the Client for their own screening and short-listing.
The general information about the Client and other relevant matters will be discussed with you once our Client informs us to schedule you for your interviews and evaluation process.
Once endorsed, our Candidate will have a better opportunity of getting hired.