JOB DESCRIPTION
Job Description
Qualifications:
- Bachelor’s degree or above majoring in accounting, economy, finance or other relevant degrees;
- 5 years working experience relevant with corporate banking, treasury, project finance
- Familiar with local banking regulations and policies;
- Familiar with credit products;
Responsibilities:
- Manage a portfolio of credit and non-credit relationships with local and Chinese corporate clients and have knowledge of general banking products and services, credit facilities offered by the bank;
- Be responsible for new clients/projects acquisition and raising the market awareness for the bank. generate new revenue from interests and fees;
- Hold primary responsibility for the client relationship and interact with the client in order to develop appropriate loan structures, engage with syndication loan, understand the legal documents;
- Ensure sound loan underwriting and resolve risk related issues to avoid any loses could be lead to the bank.
- To develop market and maintain the relationship with corporate clients;
- To introduce and promote appropriate financial products or services to corporate clients;
- To be responsible for providing daily service and contact with target clients;
- To design financial service program to customers and to coordinate other departments to ensure good service;
- To understand client’s business /industry, its evolution and challenges by conducting investigations and data collection of clients;
- To prepare client’s due diligence report and to analyze and make judgment based on the data;
- To conduct financial analysis and credit assessment on target customers; and to compose investigation and assessment reports;
- Responsible for post-loan management periodically with inspection on clients’ business operation and cash flows.
OTHER JOB REQUIREMENTS
Education
Bachelor's/College Degree
Field of study
Finance/Accountancy/Banking
Specialization
Banking/Financial